Careers

Check Out Current Job Openings

Join the First Nebraska Bank Team

Careers at First Nebraska Bank provide competitive compensation and benefits, an excellent work environment, and opportunities for improvement and advancement.

 

 

Current Job Openings

Mortgage Loan Originator - Norfolk, NE

Apply to Norfolk Now

Summary

This position is located in Norfolk, NE and is responsible for assisting customers who are purchasing or refinancing a home, obtaining a second mortgage or home equity line of credit.  The Mortgage Loan Originator will be responsible for achieving assigned production volume in new mortgage loan originations by developing business contacts and real estate broker relationships, cultivating internal and external referral sources, attracting new mortgage customers, and by providing a positive customer experience.   

Responsibilities

  • Responsible for interviewing potential borrowers, discussing loan programs, analyzing applicant information for loan program qualifications, discussing interest rate options and assists in the completion of the Universal Residential Loan Application.  In addition, is responsible for collection of signed disclosures, and other pertinent documentation, as required to allow for timely processing and underwriting of borrowers’ loan request.
  • Responsible for negotiating with borrower according to established guidelines.  (i.e. interest rate, fees, loan programs, loan terms, etc.)
  • Responsible for determining the proper loan program, inputting information into the necessary software program and submitting loan through the automated underwriting system.
  • Responsible for reviewing and obtaining appropriate customer information to submit for secondary market underwriting requirements.
  • Responsible for reviewing and obtaining necessary information/documents as required for investor purchase guidelines.
  • Responsible for reviewing the credit report to determine any contingent debt or other significant obligations that were not reported by the borrower.
  • MLO to lock/register loan with appropriate staff.   Verify lock confirmation is received, and is correct according to what was discussed with the borrower.
  • Responsible to keep borrower informed in timely fashion, concerning the progress of their loan application and to request additional information and/or resolve questions as applicable.
  • Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.
  • Responsible to inform borrowers of loan rejections, as directed by the mortgage loan underwriting system, by completing necessary documentation as required.
  • Responsible for developing prospects to allow for an increased market share.  Promotes First Nebraska Bank and cross-sells other established products and services.
  • Develop and maintain successful relationships with business referral sources, existing and prospective FNB bank customers.
  • Additional related duties may be assigned.
  • Accountable for complying with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Skills

  • Strong customer service skills, and communication skills
  • Enjoys working with the public
  • Self-motivated and growth oriented.  Takes initiative and uses good judgment in making appropriate decisions
  • Ability to analyze credit factors, including various financial statements and tax returns
  • Organized, accurate and detail-oriented
  • Ability to sell additional FNB products and services to clients

Qualifications

  • College Degree in Business, Finance/Accounting or related field  and 1-3 years of mortgage lending experience – or - High School Diploma or equivalent with a minimum of 3-5 years of mortgage lending experience 
  • Must have working knowledge of residential real estate procedures, as well as knowledge of related laws and compliance regulations.
  • Appropriate lending licenses, as required.  This position requires compliance with the S.A.F.E. Mortgage
  • Licensing Act of 2008 and all related regulations.  (i.e. NMLS#)
  • Valid Driver’s License
  • Bilingual speaking in Spanish/English desired
  • Proven leadership in the areas of retail lending, sales & customer relationships
     

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

Mortgage Loan Processor/Closer

Apply Now

Summary

This is a full-time, M-F position has the ability to be located at any one of our locations (Arcadia, Bennet Brainard, Columbus, Decatur, Elkhorn, Emerson, Nebraska City, Norfolk, Stanton, Valley, Weeping Water). 

Responsibilities

  • Ensure timely, complete, and accurate packaging of all loans originated 
  • Gather information and take each file from application to closing
  • Verify loan documents including income, credit, appraisal, & title insurance
  • Collect required documentation, review file documentation, and make sure all items need are requested
  • Compiling real estate loan documentation and other general aspects of basic real estate loan preparation
  • Work closely with loan officers to prepare loan packages for underwriting, closing, and funding
  • Reviewing and processing knowledge of conventional, NIFA, USDA-Rural Development, and VA real estate mortgages.
  • Ensure that all loan documentation is complete, accurate, and complies with company policy
  • Establish, maintain, and update files, databases, records, and other documents for recurring internal reports
  • Balance real estate loans with realtor’s office(s)
  • Set up loan closings with lender, and balance closing fees with Title Company, if applicable.
  • Create seller statement/closing disclosure.   Process, close and remit loan file for funding.  
  • Sends or mails payoffs, documents for recording, items to title companies, and files to secondary market investors to ensure the proper documents are filed with the correct agencies in timely manner
  • Miscellaneous customer service duties
  • Act as a liaison between the borrower and loan originator
  • Assist with scanning and uploading MPF loan documents into Byte system 
  • Contact and communicate with clients by telephone, e-mail or in-person, at the direction of the MLO
  • Additional duties may be assigned.
  • Accountable for complying with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.
     

Skills

  • Excellent written and verbal communication
  • Strong attention to detail and excellent data entry skills
  • Ability to handle multiple tasks with frequent interruptions
  • Basic computer skills including Microsoft Office
  • Maintain high standards of confidentiality
     

Qualifications

  • High School diploma or GED required
  • 2-4 years of mortgage lending experience required
  • Knowledge of real estate lending industry, including RESPA, TRID, HMDA, etc.
  • Knowledge of basic accounting processes and procedures preferred
  • Prior mortgage processing experience with setting up mortgage files/loan applications, ordering appraisals, title work, surveys, and other documentation from borrowers is required
  • Experience with Byte, Laser Pro, Compliance One software preferred
     

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

Video Teller Customer Relationship Specialist - Elkhorn, NE

APPLY NOW TO ELKHORN

Summary:

This position is located in Elkhorn, NE.  This is not a remote position.  Individual will be expected to provide  outstanding customer service to bank clients using First Nebraska Bank’s interactive teller machines, as well as answering incoming calls from customers.  This position requires someone who enjoys assisting people and working with technology.  Primary responsibilities include routinely handing financial transactions and assisting customers with ongoing account support.

Hours: 

    10:00 a.m. - 6:00 p.m., Monday - Friday.  8:00 a.m. - 11:00 a.m. on Saturday (occasional).

Responsibilities:

  • Ensure each customer receives outstanding service by providing accurate information, building rapport and processing all transactions as efficiently as possible.
  • Conduct video face-to-face conversations with clients as they conduct bank transactions including deposits, withdrawals, loan payments and other typical teller transactions.
  • Answer incoming calls from customers and handle call or direct to proper bank personnel, if required.
  • Assist with online banking and mobile banking inquiries.
  • Promote bank products and services by identifying and communicating opportunities to customers.
  • Comply with all bank policy surrounding customer privacy and treat all transactions in customer information with confidentiality.
  • Utilize time management skills to promote department efficiencies.
  • Additional related duties may be assigned as appropriate.
  • Comply with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Knowledge and Skills:

  • Excellent verbal, listening, and written communication skills.
  • Excellent telephone and interpersonal skills
  • Demonstrates a high degree of accuracy and attention to detail.
  • Proficient in windows-based computer software knowledge.
  • Ability to apply problem solving skills and trouble-shoot technology issues.
  • Comfortable working in a virtual environment with ‘on-screen’ customer interaction.

Qualifications:

  • High school diploma or GED
  • Service/ Retail industry; Customer Service, Banking experience preferred
  • Present a professional appearance and demeanor to customers at all times.
  • Ability to work flexible hours, including Saturday mornings.

Physical Demands:

  • While performing the duties of the job, the employee is frequently required to sit, with the option to use a standing desk.
  • The employee will constantly use an interactive teller machine and headset, as well as other standard office equipment inside an office building.

 

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

Customer Service Representative - Decatur, NE

APPLY NOW TO DECATUR

Summary:

This position is located in Decatur, NE and is not a remote position. This position is expected to provide outstanding customer service to bank clients. This position requires exceptional attention to detail while performing multiple duties at one time and providing the highest standard of customer service. Primary responsibilities include handling routine financial transactions and ongoing account support.  

Hours: 

  Working hours M-F,  8:30 am - 3:30 pm, with the bank being closed from 12 pm - 1 pm daily.  These hours could have the potential to increase in the future.

Responsibilities:

  • Process transactions:  deposits & withdrawals, cash checks, account transfers, money orders, and cashier checks accurately and according to established guidelines.
  • Apply payments for loans, over-draft protection, lines of credit, and safe deposit boxes.
  • Maintain cash drawer within cash limits, and ensure cash is secure at all times.  Proof daily work at teller station to ensure accuracy.
  • Assist with daily branch balancing, including night deposits, ATMs, ITMs, Cash Recyclers, as applicable.
  • Displays an expertise in all FNB products and services and can effectively cross-sell banking products.
  • Assist with customer inquiries and direct to proper personnel, if needed. 
  • Provide customer service for FNB debit cards, online banking and mobile banking.
  • Identify large transactions as defined by regulations and follow proper procedures regarding currency transaction reports.
  • Educate customers on the use of interactive teller machines and provides technical support while utilizing the video banking technology.
  • Follow security and audit procedures to eliminate exposure to fraud. 
  • Answer bank telephones and direct calls to appropriate staff.
  • Treat all transactions with complete confidentiality.
  • Additional related duties may be assigned as appropriate.
  • Comply with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Knowledge and Skills:

  • Excellent verbal, listening, and written communication skills.
  • Excellent telephone and interpersonal skills.
  • Demonstrates a high degree of accuracy and attention to detail.
  • Proficient in windows-based computer software knowledge.
  • Bilingual desired.

Qualifications:

  • High school diploma or GED
  • Cash handling experience preferred
  • Present a professional appearance and demeanor to customers at all times.
  • Ability to work in a fast-paced environment

 

 

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

Customer Relationship Specialist - Columbus, NE

APPLY NOW TO COLUMBUS

Summary:

This position is located in Columbus, NE.  This is NOT a remote position.  Individual will be expected to provide  outstanding customer service to bank clients using First Nebraska Bank’s interactive teller machines, as well as answering incoming calls from customers.  This position requires someone who enjoys assisting people and working with technology.  Primary responsibilities include routinely handing financial transactions and assisting customers with ongoing account support.

Hours: 

    8 a.m. - 5 p.m.  Monday - Friday. 

Responsibilities:

  • Ensure each customer receives outstanding service by providing accurate information, building rapport and processing all transactions as efficiently as possible.
  • Conduct  bank transactions including deposits, withdrawals, loan payments and other typical teller transactions.
  • Answer incoming calls from customers and handle call or direct to proper bank personnel, if required.
  • Assist with online banking and mobile banking inquiries.
  • Promote bank products and services by identifying and communicating opportunities to customers.
  • Comply with all bank policy surrounding customer privacy and treat all transactions in customer information with confidentiality.
  • Utilize time management skills to promote department efficiencies.
  • Additional related duties may be assigned as appropriate.
  • Comply with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Knowledge and Skills:

  • Excellent verbal, listening, and written communication skills.
  • Excellent telephone and interpersonal skills
  • Demonstrates a high degree of accuracy and attention to detail.
  • Proficient in windows-based computer software knowledge.
  • Ability to apply problem solving skills and trouble-shoot technology issues.
  • Comfortable working in a virtual environment with ‘on-screen’ customer interaction.

Qualifications:

  • High school diploma or GED
  • Bilingual required.
  • Service/ Retail industry; Customer Service, Banking experience preferred
  • Present a professional appearance and demeanor to customers at all times.
  • Ability to work flexible hours, including Saturday mornings.

Physical Demands:

  • While performing the duties of the job, the employee is frequently required to sit, with the option to use a standing desk.
  • The employee will constantly use an interactive teller machine and headset, as well as other standard office equipment inside an office building.

 

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

 

 

Application Information

FNB Job Application
FNB Credit Report Disclosure

For all job opportunities, candidates should complete an Application and send to Angie Houser.

First Nebraska Bank
Attn: Angie Houser
PO Box 1277
Columbus, NE 68602
ahouser@firstnebraska.bank

Stay in Touch

ITM Hours

Monday - Friday: 7:00am - 7:00pm
Saturday: 8:00am - 11:00am

Lobby Hours

Lobby hours vary per location.
Check each location's hours here.
Copyright © 2024 First Nebraska Bank  |  admin