Careers

Apply to Columbus Now

Summary

This position is located in Columbus, NE and is responsible for assisting customers who are purchasing or refinancing a home, obtaining a second mortgage or home equity line of credit.  The Mortgage Loan Originator will be responsible for achieving assigned production volume in new mortgage loan originations by developing business contacts and real estate broker relationships, cultivating internal and external referral sources, attracting new mortgage customers, and by providing a positive customer experience.   

Responsibilities

• Responsible for interviewing potential borrowers, discussing loan programs, analyzing applicant information for loan program qualifications, discussing interest rate options and assists in the completion of the Universal Residential Loan Application.  In addition, is responsible for collection of signed disclosures, and other pertinent documentation, as required to allow for timely processing and underwriting of borrowers’ loan request.
• Responsible for negotiating with borrower according to established guidelines.  (i.e. interest rate, fees, loan programs, loan terms, etc.)
• Responsible for determining the proper loan program, inputting information into the necessary software program and submitting loan through the automated underwriting system.
• Responsible for reviewing and obtaining appropriate customer information to submit for secondary market underwriting requirements.
• Responsible for reviewing and obtaining necessary information/documents as required for investor purchase guidelines.
• Responsible for reviewing the credit report to determine any contingent debt or other significant obligations that were not reported by the borrower.
• MLO to lock/register loan with appropriate staff.   Verify lock confirmation is received, and is correct according to what was discussed with the borrower.
• Responsible to keep borrower informed in timely fashion, concerning the progress of their loan application and to request additional information and/or resolve questions as applicable.
• Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.
• Responsible to inform borrowers of loan rejections, as directed by the mortgage loan underwriting system, by completing necessary documentation as required.
• Responsible for developing prospects to allow for an increased market share.  Promotes First Nebraska Bank and cross-sells other established products and services.
• Develop and maintain successful relationships with business referral sources, existing and prospective FNB bank customers.
• Additional related duties may be assigned.
• Accountable for complying with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Skills

• Strong customer service skills, and communication skills
• Enjoys working with the public
• Self-motivated and growth oriented.  Takes initiative and uses good judgment in making appropriate decisions
• Ability to analyze credit factors, including various financial statements and tax returns
• Organized, accurate and detail-oriented
• Ability to sell additional FNB products and services to clients

Qualifications

• College Degree in Business, Finance/Accounting or related field  and 1-3 years of mortgage lending experience – or - High School Diploma or equivalent with a minimum of 3-5 years of mortgage lending experience 
• Must have working knowledge of residential real estate procedures, as well as knowledge of related laws and compliance regulations.
• Appropriate lending licenses, as required.  This position requires compliance with the S.A.F.E. Mortgage
• Licensing Act of 2008 and all related regulations.  (i.e. NMLS#)
• Valid Driver’s License
• Bilingual speaking in Spanish/English desired
• Proven leadership in the areas of retail lending, sales & customer relationships
   

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

Apply Now

Summary

This is a part-time M-F position and is located in Valley, NE and is not a remote position. This position is expected to provide outstanding customer service to bank clients. This position requires exceptional attention to detail while performing multiple duties at one time and providing the highest standard of customer service. Primary responsibilities include handling routine financial transactions and ongoing account support. 

Responsibilities

• Process transactions:  deposits & withdrawals, cash checks, account transfers, money orders, and cashier checks accurately and according to established guidelines.
• Apply payments for loans, over-draft protection, lines of credit, and safe deposit boxes.
• Maintain cash drawer within cash limits, and ensure cash is secure at all times.  Proof daily work at teller station to ensure accuracy.
• Assist with daily branch balancing, including night deposits, ATMs, ITMs, Cash Recyclers, as applicable.
• Displays an expertise in all FNB products and services and can effectively cross-sell banking products.
• Assist with customer inquiries and direct to proper personnel, if needed. 
• Provide customer service for FNB debit cards, online banking and mobile banking.
• Identify large transactions as defined by regulations and follow proper procedures regarding currency transaction reports.
• Educate customers on the use of interactive teller machines and provides technical support while utilizing the video banking technology.
• Follow security and audit procedures to eliminate exposure to fraud. 
• Answer bank telephones and direct calls to appropriate staff.
• Treat all transactions with complete confidentiality.
• Additional related duties may be assigned as appropriate for the branch.
• Comply with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures. 

Skills

• Excellent verbal, listening, written communication, customer service skills.
• Excellent telephone and interpersonal skills
• Demonstrates a high degree of accuracy and attention to detail skills.
• Proficient computer literacy with knowledge of windows-based computer software.
• Bilingual – desired. 

Qualifications

• High school diploma or GED
• Cash handling experience preferred 
• Ability to work in a fast-paced environment 

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

APPLY NOW FOR BANK OPERATIONS MANAGER

Summary:

This position has the option to be located in Columbus, Elkhorn, or Valley, NE.  This is NOT a remote position. The Bank Operations Manager oversees the deposit operations division of the bank and is responsible for the development, communication, and implementation of all aspects of deposit operations activities.  

Responsibilities:

• Provide overall direction regarding the bank’s deposit account activities to ensure efficient and effective delivery of services to customers through all platforms, both in the branch and digital.
• Responsible for recommending, planning, implementation and control of activities designed to achieve strategic objectives.
• Responsible for management of operations team, including training, coaching and performance management.
• Ensure the highest level of customer service and support is provided.
• Ensure compliance with all applicable laws and regulatory requirements.
• Support branch staff in handling complex or more difficult situations.
• Evaluate and identify areas of fraud and risk and implement appropriate measures to mitigate loss.
• Evaluate operating procedures for effectiveness and efficiency, as well as updating procedures in collaboration with departments involved.  
• Ensure bank procedures comply with approved Bank policies.
• Oversee processing of legal actions, garnishments, levies, subpoenas.
• Maintains relationships with industry groups to keep informed of changes in federal and state regulations with procedures updated accordingly.
• Assist managers with analyzing training needs, reviewing possible curriculum and courses available, and developing effective training programs for individual’s job growth.
• Coordinate with administration and branch staff in preparation for new project or service implementation, ensuring appropriate training and support.
• Performs other duties and responsibilities as defined by Executive Management.

Qualifications/Skills:

• Bachelor’s degree in business, Finance or related field with equivalent experience.
• 8-10 years Bank Operations experience, including supervisory experience.
• Demonstrated effectiveness in written and verbal communications.
• Ability to collaborate effectively with colleagues in a team environment.
• Effective coaching and training skills
• Familiarity with bank-specific software and general office applications.
• Strong communication, analytical, problem solving, and decision-making skills.
• Uphold the highest level of confidentiality regarding bank information systems and customer records.
• Valid Driver’s License – travel to bank branches is required to assist with operational functions.

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

APPLY NOW TO BENNET

Summary:

This position is in Bennet, NE and is not a remote position. Working hours will be M-F 8am-5pm. This position is expected to provide outstanding customer service to bank clients. This position requires exceptional attention to detail while performing multiple duties at one time and providing the highest standard of customer service. This position also works with branch loan officers, centralized loan processing specialist and loan administration support in order to provide loan customer service at the branch level.  Assist with reviewing and scanning closed loan documentation, loan customer service, loan payments and advances, loan payoffs and final documentation.

Hours: 

  Working hours M-F,  8:00 am - 5:00 pm, with the bank being closed from 12 pm - 1 pm daily.  

Responsibilities:

• Responsible for scanning signed loan documents for closed loans into document imaging system.
• Review all insurance mail that comes to branch and handle per bank procedures
• Assist, when needed, the creation of transaction tickets, wires, and other accounting needs to fund the proceeds for all new in-house loans
• Mail loan notices
• Assist lenders with Credit reports, lien searches, prepare loan requests, loan proposals, lookup NADA valuations and HMDA reporting
• Responsible for the proper filing and monitoring follow-up of all loan documents so that the proper security position is maintained on all loans (i.e. Deeds of Trust)
• Responsible for performing payoff quotes and processing loan payoffs, including release(s) of collateral.
• Work with escrow department, Loan Admin Support, and loan officer on any insurance cancellations or discrepancies
• Prepare all credit life documents, reports and reconcile accounts
• Prepare Nebraska Energy Loan quarterly reporting and reconcile accounts for branch
• Prepare branch FSA status reports, Farmer Mac Remittances, and SBA remittances, if applicable.
• Review daily loan reports for any discrepancies
• Assists with branch loan reporting for monthly committee and/or Board of Director meetings.
• Serve as a Notary Public for the branch
• Additional related duties or special projects may be assigned
• Branch functions such as phone coverage, customer service assistance, and safe deposit box activities
• Educate customers on the use of interactive tellers and video banking when dealing with new or current customer accounts and provide technical support while utilizing video banking technology
• Comply with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures

Participation Loans (limited staff perform this):

• To function as a primary source of contact for the participation banks
• Perform daily transactions for all participation loan payments and advances
• Perform the participation loan set ups, modifications, and payoffs on loan system

Knowledge and Skills:

• Customer service skills required for working with all bank branch personnel
• Treat all transactions with complete confidentiality
• Knowledge of loan documentation and bank lending regulations required.  Ability to follow bank loan policy and procedures for loan administration functions
• Experience with consumer, mortgage, commercial and agriculture loans
• Knowledge in the use of the computer loan software preferred
• Have knowledge of how, when and where real estate documents should be filed and continued

Qualifications:

• High school diploma or GED required
• Prior loan administration and customer service experience preferred.
• Experience using Microsoft Office Products, specifically Word and Excel.
• Ability to communicate effectively with co-workers in regards to loan files and documentation requirements.
• Ability to pay close attention to detail and work with a high degree of accuracy
• Problem solving skills

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.

Apply to Norfolk Now

Summary

This position is located in Norfolk, NE and is responsible for developing and maintaining loans primarily to customers for commercial, small business, professional, construction, commercial real estate purposes, and agricultural loans. It involves calling upon potential or existing customers to acquire new loans, maintain current banking relationships, and promote business development. 

Responsibilities

• Interviews loan applicants to develop financial needs and determines financial credit worthiness.
• Gathers pertinent financial data, prepares a thorough credit analysis, loan presentation, and determines the acceptable risk and structure of the loan that comply with the Bank’s underwriting standards.
• Grants loans within lending authority and makes recommendations to the loan committee on loans above their lending authority.
• Closes loans, assuring conformity with all regulations and proper documentation.
• Ensure that the customers total financial service needs are identified and met and that customer relationships are strengthened through the consistent delivery of quality customer service.
• Contacts delinquent customers to collect on past due loans.
• Work with bank personnel in the expansion and promotion of bank products and services to existing and new or prospective deposit and lending customers.
• Represents the bank in various civic and community organizations to further enhance its image and develop additional business both during and after bank office hours.
• Additional related duties may be assigned.
• Accountable for complying with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Skills

• Strong customer service skills and enjoys working with the public
• Self-directed and growth oriented. Takes initiative and uses good judgment in making appropriate decisions
• Ability to analyze credit factors, including various financial statements and tax returns
• Ability to sell additional FNB products and services to clients

Qualifications

• Bachelor Degree in Business, Banking, Finance, or related field, 
• Minimum 2-3 years of banking experience with emphasis in commercial lending
• Appropriate lending licenses, as required
• Valid Driver’s License
• Good communication and demonstrated managerial/supervisory experience required
• Additional lending experience including commercial, agricultural, installment, and real estate 
   

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer

Apply to Norfolk Now

Summary

This position is located in Norfolk, NE and is responsible for developing new business and closing on consumer loans, maintaining and servicing an existing loan portfolio as well as assisting customers who are purchasing or refinancing a home, obtaining a second mortgage or home equity line of credit.  The Mortgage Loan Originator will be responsible for achieving assigned production volume in new mortgage loan originations by developing business contacts and real estate broker relationships, cultivating internal and external referral sources, attracting new mortgage customers, and by providing a positive customer experience.   

Responsibilities

• Responsible for interviewing potential borrowers, discussing loan programs, analyzing applicant information for loan program qualifications, discussing interest rate options and assists in the completion of the Universal Residential Loan Application.  In addition, is responsible for collection of signed disclosures, and other pertinent documentation, as required to allow for timely processing and underwriting of borrowers’ loan request.
• Responsible for negotiating with borrower according to established guidelines.  (i.e. interest rate, fees, loan programs, loan terms, etc.)
• Responsible for determining the proper loan program, inputting information into the necessary software program and submitting loan through the automated underwriting system.
• Responsible for reviewing and obtaining appropriate customer information to submit for secondary market underwriting requirements.
• Responsible for reviewing and obtaining necessary information/documents as required for investor purchase guidelines.
• Responsible for reviewing the credit report to determine any contingent debt or other significant obligations that were not reported by the borrower.
• MLO to lock/register loan with appropriate staff.   Verify lock confirmation is received, and is correct according to what was discussed with the borrower.
• Responsible to keep borrower informed in timely fashion, concerning the progress of their loan application and to request additional information and/or resolve questions as applicable.
• Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.
• Responsible to inform borrowers of loan rejections, as directed by the mortgage loan underwriting system, by completing necessary documentation as required.
• Responsible for developing prospects to allow for an increased market share.  Promotes First Nebraska Bank and cross-sells other established products and services.
• Develop and maintain successful relationships with business referral sources, existing and prospective FNB bank customers.
• Additional related duties may be assigned.
• Accountable for complying with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Skills

• Strong customer service skills, and communication skills
• Enjoys working with the public
• Self-motivated and growth oriented.  Takes initiative and uses good judgment in making appropriate decisions
• Ability to analyze credit factors, including various financial statements and tax returns
• Organized, accurate and detail-oriented
• Ability to sell additional FNB products and services to clients

Qualifications

• College Degree in Business, Finance/Accounting or related field  and 1-3 years of mortgage lending experience – or - High School Diploma or equivalent with a minimum of 3-5 years of mortgage lending experience 
• Must have working knowledge of residential real estate procedures, as well as knowledge of related laws and compliance regulations.
• Appropriate lending licenses, as required.  This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations.  (i.e. NMLS#)
• Valid Driver’s License
• Bilingual speaking in Spanish/English desired
• Proven leadership in the areas of retail lending, sales & customer relationships

First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer