Mortgage Loans

When It Comes to Your Home, Choose Your Hometown Bank

Let Us Tailor a Home Loan For You

Whether you are buying a new home, refinancing your current home or building a home, First Nebraska Bank offers competitive rates and has the flexibility to tailor a loan just for you. And, with our secondary market program, we service your loan locally, which means you can always count on a familiar face to answer any questions you may have. Start the process here.

Down Payment & Closing Cost Assistance Through FHLBank Topeka’s TurnKey Program

First Nebraska Bank partners with FHLBank Topeka to make three TurnKey products available to our customers. If you think you qualify, contact one of our mortgage lenders today! Read this PDF to learn more:


Understanding the housing market can help you gauge what financial steps are best for your future. This selection of activities and articles on best house-buying (and renting) practices teaches useful tips and tricks for saving, borrowing, and paying just the right amount for your next home.: Click Here



Conventional Loans

First Nebraska Bank’s conventional mortgages are home loans that are not guaranteed or insured by the federal government and conform to the loan limits set forth by Freddie Mac and Fannie Mae. We offer both fixed- and adjustable-rate conventional loans.

Contact one of our lending experts. Start the process here.

Veterans Loans

Available as part of our secondary market program, First Nebraska Bank’s VA home mortgage loans are offered through the Department of Veterans Affairs. Eligible veterans who qualify may be able to borrow up to 100 percent of the purchase price. In addition, these loans may:

Require no down payment

Require no monthly mortgage insurance premiums

Require no prepayment penalty

If you decide to sell your property in the future, a VA loan is assumable by another eligible veteran. Contact your local First Nebraska Bank mortgage loan officer to learn more.

Contact one of our lending experts. Start the process here.

Rural Development Loans

First Nebraska Bank offers home loans as part of the U.S. Department of Agriculture’s Rural Development Guaranteed Housing Loan Program, designed to “improve the economy and quality of life in rural America.” These zero-down-payment, low-interest-rate mortgages are available for eligible rural and suburban home buyers and are issued through the USDA loan program.

Contact one of our lending experts. Start the process here.

Adjustable-Rate Mortgage (ARM) Loans

First Nebraska Bank offers ARM loans, for which the interest rate on the note periodically adjusts based on an index that reflects the cost to the lender of borrowing on the credit markets. ARMs may be offered at our standard variable rate/base rate.

Contact one of our lending experts. Start the process here.


First Nebraska Bank NMLS INST #412780

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