Personal Loans

A Personal Loan Partner You Can Trust

Let Us Help You Secure a Personal Loan

Whether you need a loan to purchase a vehicle, consolidate credit accounts or cover an unexpected expense, First Nebraska Bank’s experienced loan officers are available to help you secure a personal loan.

Vehicle Loans

First Nebraska Bank offers competitive rates and terms for new and used cars, trucks, boats and recreational vehicles.

Home Equity Line of Credit (HELOC)

In addition to traditional mortgage loans, First Nebraska Bank offers home equity loans and home equity lines of credit, including both fixed-rate term loans and revolving lines of credit. Our low, competitive rates make these options perfect for home improvement projects, construction and other needs. We’ll help you find the loan that’s right for you.

Interest may be tax-deductible. Consult your tax advisor for deductibility information.

Nebraska Energy Loans

First Nebraska Bank is an approved lender under the Nebraska Energy Loan Program. We offer low fixed rates for home improvements that meet energy-saving guidelines established by the Nebraska Energy Office.

Please use the link below and select “Application” or “Personal Loan Products” in the contact form checklist to have a bank representative contact you for more information.

 

Loan Calculators

 

Personal Loan Calculator

This calculator will help you determine the monthly payments on a personal loan.
Monthly Payment
$146
Interest Savings
$609
Interest to be Paid
$977
Payoff Date
Jul 2031
Loan Payoff Table
MonthsBaselineEarly
0$10,000$10,000
1$9,129$8,521
2$8,232$6,997
3$7,307$5,426
4$6,355$3,808
5$5,373$2,141
6$4,362$423
7$3,320$0
8$2,246$0
9$1,140$0
10$0$0


Auto Loan Affordability

Explore how much car you can afford based on payment preferences.
Car Cost
$14,599
Max Loan
$13,599
Interest Paid
$800
Auto Loan Affordability Table
MonthsLoan BalanceInterest
0$13,599$0
1$13,241$42
2$12,883$83
3$12,523$124
4$12,162$163
5$11,800$201
6$11,437$238
7$11,073$273
8$10,707$308
9$10,341$341
10$9,973$374
11$9,604$405
12$9,234$435
13$8,863$464
14$8,491$492
15$8,118$518
16$7,743$543
17$7,367$568
18$6,990$591
19$6,612$613
20$6,233$633
21$5,852$653
22$5,470$671
23$5,088$688
24$4,703$704
25$4,318$719
26$3,932$732
27$3,544$744
28$3,155$755
29$2,765$765
30$2,373$774
31$1,981$781
32$1,587$788
33$1,192$793
34$796$796
35$398$799
36$0$800

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Saturday: 8:00am - 11:00am

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Check each location's hours here.
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