Financial Education

Mortgage Affordability Calculator

You're likely asking yourself, "How much mortgage can I afford based on my income?" or "What mortgage can I afford given my current financial situation?" The answer depends on several factors, including your income, expenses, and financial goals. It's essential to know if the monthly payments on a mortgage will fit comfortably within your budget. A mortgage affordability calculator can help you determine that.

This calculator starts by asking how much you think your monthly mortgage payment will be. Next, you enter your monthly income after taxes. Finally, you enter your expenses; add and delete categories to make your list of expenses as accurate as possible. Take a look at the results! Using a mortgage affordability calculator can give you a clearer picture of what you can realistically afford.

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts using the debt snowball or avalanche methods.

To begin the Coach session: Select Get Started. Next, follow along, answer questions, and provide information when asked. Make sure to have the details of your debt ready; this includes the types of debt and the amount you owe, minimum payment, and interest rate for each debt.

Your Tax Return Pre-Game

Filing taxes can be intimidating—but not when you have a game plan. In this Coach session, learn the basics of filing your taxes, and how key factors like filing status, deductions, and credits influence what you owe (or get back!). To begin, select Get Started. Follow the prompts, answer the questions, and provide information when asked.

Are You Cyber Safe? For Teens

This game is designed for teens, ages 13-18, but anyone can play! Navigate through fun dilemmas and wacky scenarios to try and spot red flags and avoid negative consequences. Some things online are obviously unsafe and some decisions are clearly unwise, but others? Well...they can be tricky. Test your cyber security expertise by clicking "Get Started"!

Scam Checker

Did you get a strange text, email, or voice message? This Coach can help gauge a scam in five easy questions or less. Using the Scam Checker can help you know whether a message is worth investigating or probably a scam, helping protect your money and personal information.

To begin, click "Get Started". Follow the prompts and answer the questions when asked!